How will this 15-20 mph speeding ticket affect my insurance?

Can I get my own personal auto insurance ?
Easily obtain a mortgage to get a car by way of a credit business.in purchase to acquire my insurance charge to go down may I put my dad being a driver? I am talking about so far as the dealer is anxious its paid money since its settled having a check but my issue is does dad have to be about the loan to become the primary driver and me be not elementary? Or because he has an impending social security thing.help do I've to become primary.ive never been covered as well as in dad and 22 cant purchase the vehicle!
"Our mom is understanding how to generate and dad got her a little Vauxhall Corsa as well as the concept was to insure me to the auto and so I have access to it should I need it